The recent cryptocurrency market crash has bled substantial value from almost all assets. Ripple’s XRP token saw big gains from late 2024 after the SEC vs. Ripple lawsuit neared its end. According to CoinGecko, XRP’s price has fallen by 6.4% since December 2024, meaning that the asset has lost all gains made over the last year. The asset is also down by 4.6% in the last 24 hours, 3.7% in the last week, and 5.7% over the previous month. Let’s discuss if 2026 will bring some relief to XRP investors.

Will XRP Recover in 2026?

2026 may bring plenty of surprises for cryptocurrency investors. In a recent Grayscale report, the financial institution proposed a new thesis that claims that Bitcoin (BTC) may be following a 5-year cycle, and not a 4-year cycle. If true, it would mean that the original crypto will climb to a new all-time high next year. BTC hitting a new peak will likely lead to other assets following suit. XRP could hit a new all-time high under such conditions.

Moreover, there is a high chance that the Federal Reserve will announce another interest rate cut later this month. Another rate cut could lead to a surge in crypto investments. XRP’s price could take off if another rate cut is announced.

Lastly, XRP saw the launch of a few ETFs this year. ETF inflows are currently down, but could pick up over the coming weeks. ETFs allow financial institutions to open their doors to crypto. XRP ETFs could push the asset’s price to never-before-seen price levels.

Also Read: The Highest XRP Price Could Reach In This Lifetime: Technical Analysis

There are a lot of reasons for a bullish trajectory in 2026. However, XRP’s price could fall victim to macroeconomic and geopolitical factors. Although things look positive for 2026, how they actually unfold is yet to be seen.